Littleton Insurance Agency
Littleton is our home. Our office sits on West Main Street downtown, and we insure the historic homes near Old Littleton, the south-metro neighborhoods that catch regular hail, and the foothill edges out toward Roxborough and Chatfield. As an independent agency, we shop more than 100 carriers for our neighbors.
Your local independent agency
We are based in Littleton, so we know the local risk firsthand: south-metro hail, older homes near downtown, foothill wildfire to the west, and the South Platte and Chatfield drainages. We price all of it for the home you actually own.
- A real local office: we are at 2629 W Main St, Suite 150, in downtown Littleton, so you have a local agent, not a call center.
- Historic downtown homes: older homes near Old Littleton need ordinance-or-law coverage and an honest replacement cost; we add what cheap quotes leave off.
- South-metro hail: Littleton catches the same hail cycle as the rest of the south metro; we set roof terms and quote a buydown when the deductible bites.
- Foothill wildfire to the west: homes toward Roxborough and the Chatfield foothills carry brush exposure; we place homes standard carriers hesitate on.
- River and reservoir flood: properties near the South Platte and Chatfield face flood risk that home policies exclude; we quote standalone flood where needed.
See the coverage we place right here in Littleton: homeowners, auto, business, landlord and rental, wind and hail buydown, and umbrella.
We are your neighbors
Our office is on Main Street in Littleton. When you call, you reach a local agent who knows the area, the carriers, and the claims process, not an out-of-state queue.
Hail and the roof
The south metro sees hail on the same cycle as Denver and Douglas County. Roof age and roof-payment basis drive your premium, so we check both and quote a wind-hail buydown when it makes sense.
Foothills and water
Homes toward Roxborough face wildfire exposure, and properties near the South Platte and Chatfield face flood risk. We cover both gaps that a standard home policy leaves open.
Littleton insurance FAQs
Do you have a local Littleton office?
Yes. We are at 2629 W Main St, Suite 150, in downtown Littleton. You work with a local independent agent rather than a national call center, and we know the carriers and risks specific to the south metro.
Why does Littleton get hit with hail?
Littleton sits in the same south-metro hail cycle as Denver and Douglas County. Roof age and how your policy pays for a roof drive both premium and claims, so we review them first and quote a deductible buydown when your wind-hail deductible is steep.
Can you insure an older home near Old Littleton?
Yes. Historic and older homes near downtown need ordinance-or-law coverage and an accurate replacement cost, plus attention to old wiring and roofs. We build the policy around the actual home and shop carriers that write older houses.
My home is near Roxborough or the foothills. Is wildfire a problem?
It can be. Homes toward Roxborough and the Chatfield foothills carry brush exposure, and some carriers nonrenew interface homes. We work specialty wildfire markets and credit defensible space and a fire-resistant roof.
Do I need flood insurance near the South Platte or Chatfield?
Possibly. Home policies exclude flood, and the South Platte and Chatfield drainages do flood. We check the maps for your address and quote a standalone policy when it is warranted.
How do I get a quote from a local agent?
Call us at (720) 604-0006 or request a quote online. We shop more than 100 carriers and bring back real numbers, usually the same day.
Get a Littleton insurance quote
Your local independent agency on Main Street, shopping more than 100 carriers for you.